In Nigeria’s rental market, urgency is the scammer’s favorite tool.
“Pay now before someone else takes it.”
“Inspection fee first.”
“I’m not around, but my agent will send account details.”
Before you transfer your hard-earned money, pause. Rental scams are becoming more sophisticated, especially in high-demand cities like Lagos and Abuja. Here are four smart ways to protect yourself.
1. If the Price Is Too Sweet, Something Is Bitter
A three-bedroom apartment in a prime area priced far below market value should raise eyebrows, not excitement.
Scammers often use unrealistically low prices to create urgency. They want you to feel lucky, not logical. Before committing, compare similar listings in the same area. If one offer is drastically cheaper, investigate carefully.
In real estate, extreme discounts are rare. Pressure tactics are common.
2. Never Pay Before Physical Inspection
One of the biggest red flags is being asked to transfer money before seeing the property.
Legitimate agents will arrange inspections. Scammers will send endless photos, videos, and even fake documents, but always avoid physical meetings. Some even copy real listings from other websites.
Always inspect the property in person. Confirm that:
- The building exists
- It matches the description
- The person showing it has verifiable authority
No inspection, no payment. Simple.
3. Verify the Agent and the Property Owner
Many scams happen through impersonation. Someone claims to be the landlord or says they represent the owner.
Ask for:
- Proper identification
- Proof of ownership or management authority
- A traceable office address
You can also speak with neighbors or security guards to confirm ownership details. In estates, check with the management office to verify if the property is truly available.
Scammers avoid verification. Real professionals welcome it.
4. Be Careful With “Inspection Fees” and Multiple Transfers
While some legitimate agents charge inspection fees, scammers exploit this practice. If you’re asked to:
- Transfer money into multiple personal accounts
- Pay unusual “processing” or “allocation” fees
- Rush payment because “another client is waiting”
Take a step back.
Pressure is the scammer’s weapon. Transparency is the professional’s tool.
Final Thoughts
Rental scams thrive on emotion, excitement, fear of missing out, and urgency. Smart renters stay calm, ask questions, and verify everything.
In Nigeria’s fast-moving rental market, caution is not paranoia. It’s protection.
Before you transfer money, ask yourself:
Have I seen it? Verified it? Confirmed it?
If the answer is no, wait. Your peace of mind is worth more than a rushed deal.